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Money Tools For Your Kids

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It's a challenge for just about any parent to teach their kids how to handle money.  Fortunately, there's no shortage of tools to help them get the job done.  MSN Money has 6 ways to help children and teens deal with finances while keeping them on a short leash.  Here are a few of them:

  • UPside card.  Many parents like to pay their kids an allowance with a prepaid card... and the UPside Clear Card is specifically aimed at teenagers.  The card is a great way to test the prepaid card waters. 
  • SmartyPig is essentially an online piggy bank that helps you save money for short and long term goals.   Mom or dad can open a savings account, and then invite their child to be co-owner, and add money anytime.  The accounts are FDIC insured and pay an interest rate of three percent.
  • ChannelOne.com is an online credit card simulator, where you can calculate the real cost of a purchase when interest charges are added in.  It's always an eye-opener to learn that 500 dollar camera will cost a lot more after that low interest introductory rate jumps dramatically after only a few months and you're making just the minimum payments.

These are great  tools for your kids to learn about how to handle money.  And you'll notice they'll also help their parents learn a lesson or two about their finances. 

Go here for the rest of the six great money tools for your kids.

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